How Much Life Insurance Is Right For Me?
What's the hardest part of buying life insurance? For most people, it's trying to figure out exactly how much you should have. It doesn't make financial sense to spend money on protection you don't need. But you still have to make sure your family will always be comfortable - even if the worst happens.
Most financial advisors recommend multiplying your yearly income by 8-10 times to help choose a coverage amount. Most of the time a term policy will cover your needs. Term Policies can be bought where rates are guaranteed for 10-30 years. All plans are underwritten and include a blood and urine specimen.
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